Texting while driving leads to increased insurance premiums, shows new study

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(Press box) 25 January 2012

car insurance quotes online provider 4autoinsurancequote.org published a study revealing that insurance rates are rising due to increased text messaging while driving. The study found that text messaging while driving can tickets and accidents related to mobile phones lead to increase monthly premiums.


The study found

4autoinsurancequote.org that the number of people killed by drivers distracted by their cell phones have caused almost doubled since 2005. According to the company, told the National Highway Traffic Safety Administration, distracted driving that accidents increased dramatically in 2008, when text messages found their way into the mainstream. The following year, were distracted driver is at fault accidents caused over 24,000 deaths and injuries 1000.

In carrying out this study found that those who are firm. that text and drive themselves and others are in danger because of three factors first line driver visually distracted, and take their eyes off the road to read the incoming text. Second, the driver distracted cognitively, than they are to think about the text message content rather than their environment. Finally, drivers are driving safely in their ability to react quickly and when you remove your hands from too limited. Wheel

Despite the risks of driving and SMS are obvious, which are many motorists who continue this practice. During the study 4autoinsurancequote.org learned that almost 10 percent of the population moving into the text of the United States and the unit on a regular basis. According to the CDC, drivers who are aged 18 to 29 admit to texting while behind the wheel at least once a month, while 25 percent of people in this state, age groups, the text and drive technology in general.

The study found that distracted because of the high incidence of accidents caused by drivers that are not less than 35 states and the District of Columbia and Guam have imposed strict rules on SMS and travel. In many states it is now illegal for drivers to text while behind the wheel forces and agents of the law, all drivers is to see visible, can quote to carry out the practice. In some states, officers can stop drivers who are text messages, even if no further offenses are committed.


Because

SMS and driving causes of serious accidents every year, was issued a ticket for this offense, the driver can be considered a security risk. Therefore, the monthly premium to rise very quickly. 4autoinsurancequote.org has learned that the insurance industry not only increase premiums for drivers who text behind the wheel, but the industry as a whole tries to curb the practice altogether. The industry suggests that the block blocking the text message service while traveling through the installation of blocking text applications on mobile devices or the installation of sensors in cars, cell phone signals.


4Autoinsurancequote.org

is a car insurance company in New York, NY. Operating system from the summer of 2008, the goal is the 4autoinsurancequote.org’s to become the main destination for auto insurance in the United States.

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Video Rating: 4/5

TAKE MyTownInsurance.com reveals huge disconnect in the marketing of certain Internet

Fort Lauderdale, FL (PRWEB) 25 January 2012

It is no exaggeration to say that major sporting events to be completed by insurance companies. Top of Mind Awareness, or take it seriously expensive business and the industry, and for good reason. It is not uncommon for an insurance company an annual advertising budget of over $ 750 million, of which marks the most attentive to the ads will have to take. Unfortunately, there is a huge gap between the company? S of marketing efforts and what consumers actually do, though? At the time, for the insurance store.

? What is an industry-accepted statistic that more than 75% of all insurance consumers start looking for insurance online. Is also a fact that people more often than not, compare prices, every time you are in need of taking out insurance. Comparison shopping has become even more common than in these difficult economic times.


Here is the great disconnect

:

Like most all insurance products, ie house, car, life, health and the economy with captive distribution channels, independent of the agency’s current portfolio of the line produces multi-classification and the major consumer portals leverage is not an insurance policy? s make money through advertising. In addition, both violate the basic rules of marketing insurance 101, which are:

1? Give consumers exactly what they want.

2? Is that in the lower overhead of the agent and the insurance company.

The underlying cause of the Great TAKE OFF:

Most online portals for consumers across the country are owned and controlled by potential sellers. Itself is not so bad, right? S, as the function is generally the problem. Like most cable providers will sell a lead of several agents at an average rate of $ 15 to $ 30 per head, there is competition for the consumer unknowingly by agents to sell the account. Naturally, this means that the consumers? Harassed? of unsolicited telemarketing calls, sometimes for weeks, officials representing their respective companies.? Harassed as a result, end users with the feeling out of control and the online shopping experience. The whole process is a waste of time and money to the agents. The end result is a bad experience for the consumer sales and missed opportunities for the agents and their respective companies. In short, the insurance company? S TOMA advertising dollars end up being less effective in one of the most critical moments in the sales process.?

The solution to the huge disconnect takes place:

The solution is simple: follow two basic rules of marketing insurance one hundred and first The only question is how? Here is what we are against:

Rule 1: Giving consumers what they want.

How much does the online shoppers, if you want to comparison shop for insurance? Control with a word. They just want to share your information that you want to send your appointment. You don ‘t want to have in order to present information more than once, and don’ t want to be bothered by unwanted sales calls. Consumers need to understand that you have chosen some sort of conversation with any of its agents, before the policy can be accurately recorded and published. In fact, the means? S Follow-up calls are expected and welcomed. Is reduced only to the ability of consumers to control the process.

Rule 2. Is this the lowest overhead to the agent and the insurance company

need to use a more profitable way, his advertising dollars and WILL compete in the industry as a traditional cable providers and traditional text campaigns. Now there is.

IAIMS Inc. MyTownInsurance.com presentation of The Cure, to the huge disconnect take it:?


23rd January

shopping online for the insurance was a pleasant and rewarding experience for consumers with MyTownInsurance.com. By submitting your request bids for the election of local officials and the companies they represent insurance buyers can leave of unsolicited telemarketing calls and hello to the exact quote comparison of agents and companies specifically selected! Best of all consumers can use to compare local prices MyTownInsurance.com for all types of insurance, ie house, car, life, health, including insurance companies. This gives consumers complete control over the shopping experience online, and save time and money. This service is free for consumers and agents alike. Through the provision of insurance to free agents, MyTownInsurance.com ensures that the consumer has many options when securing local price comparisons.

For a list of free agents will require http://www.MyTownInsurance.com.


MyTownInsurance.com

? .. Because it’s better on the ground

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Trying to wreck another rental San Francisco

Well, on one of my days in San francisco, i decided to go for a tour of the city. During the time which i abused my rental car. :) SanFrancisco, i miss you
Video Rating: 4 / 5

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